Purchase A Home
Are you ready to buy that perfect home? Whether you are a first time home buyer, purchasing an investment or want to upgrade or downsize, I can help you find the loan that is best for you.
Refinance Your Home
Refinancing can help you decrease costs, increase cash flow and reduce the term of your mortgage. Find out how refinancing can lower your interest rate.
Value of your home
Get a free certified market valuation
Pam was a delight to work with. She went the extra mile to help us qualify for the perfect home to fit our family. As first time home buyers we really appreciated the time she spent educating us on the home buying process. She really cared about us and made sure we were well taken care of every step of the way. Can’t recommend her enough!
– Alicia J.
About Pamela Berns
With 25 years of personal, professional, business and investment experience I have a wealth of knowledge to help you get where you want to go. My background includes 10 years in Banking plus 15 years as a Loan Officer. I have personally bought, sold and invested in Oregon properties for over 25 years. I am the Oregon Mortgage Association President for Mid-Willamette Valley 2019-2020. More importantly, my Client’s interests come first, before anything else, I work for you.
What loan do I choose?
There are so many options available and I will answer all of your questions and guide you to the solution that makes the most sense for your situation. Buying a home is usually the biggest investment of your life and you should understand what you are getting into. If I don’t do the type of loan you need, I’ll refer you to someone who does. Save your time doing all of the research! I will explain the options for different types of loans.